Con artists often target older residents, but if you're on the lookout for a scam, you won't fall victim.
Here are a few that are common in Strongsville:
The Grandparent Scam: You get a call from someone claiming to be your grandchild. They're in trouble in another city or country, and they need you to wire money or send prepaid credit cards to help. Of course, you want to help. But it's a scammer on the phone, not your grandchild.
Fake Check Scam: Someone sends you a realistic-looking check or money order. You are asked to deposit it in your bank account, then wire back part of the amount, keeping a nice "thank you" gift for yourself. Trouble is, the check is fake, and the WHOLE amount will be deducted from your account.
Computer Repair Scam: An alleged computer company, like Microsoft, calls or e-mails you to say your computer has a virus, and if you give them access to your computer, they'll fix it. But they're actually installing malicious software that will either scan for personal information or else lock your computer so you can't use it till you pay a "ransom."
Impostor Scams: Someone will call claiming to be from a government agency, like the IRS or a court, demanding immediate payment for back taxes or an old fee. They'll threaten to arrest you if payment isn't made right away. The caller may ask for a credit card, gift cards or your Social Security number.
These scams and others are outlined in a guide put together by Ohio Attorney General Mike DeWine,
which you can access here.
In general, the best advice is to just hang up when someone calls with a threat or an outrageous claim, like that you've one a sweepstakes. NEVER give personal information to someone who calls or e-mails. If you have any doubts at all, check with someone -- a family member, friend or the Strongsville Police Department -- before taking action.
Here are some some signs that you may be dealing with a scam:
You're asked to wire money or send a prepaid gift card
You're pressured to "act now!"
You've won a contest you've never heard of or entered -- and have to give personal information or pay a fee to receive the prize
A large down payment is requested
A company has no physical address, only a post office box
A company refuses to provide written information
You're asked to give personal information